Congratulations! You're about to lead your family or employees through a Protecting Our Homes & Business from Disasters Program designed to nonstructurally retrofit your property against some of the injuries and damages caused by natural disasters. However, before you jump in and start securing cabinets and installing transparent sleeves over fluorescent lights, you should complete the tasks on this checklist. Then you'll be sure to lead an effective retrofit resulting in a safer living and working environment.

Getting Ready

	Talk to local building and emergency management officials to figure out which natural disasters happen where you live. Ask them what nonstructural retrofit techniques make sense for protecting against that danger.
	If you want to participate in Protecting Our House & Business from Disasters, Inspect your property find out exactly what has to be done - the Nonstructural Safety Checklist in the kit will help you determine the types of retrofits needed. In order to better organize the quantity and types of materials required for the retrofit, we recommend that you prepare "Quantity Take-Off" sheets, with blank columns dedicated to such items as location, quantity, size, material type, and needed tools. In addition, take photos of each room as a reminder. Set up a date to do the work - it usually takes less than a day for many of the retrofits
	Plan the day, the sequence and the process required to accomplish the various aspects of the work.
	Check with local building officials to determine if permits are necessary for the work.
	Gather necessary tools and materials.

Okay. Now you can install those fluorescent light sleeves and secure those cabinets.

After the Retrofit

	Give yourself a pat on the back, you deserve it.
	Contact your hazard/risk policy provider of the improvements you have made. You may be eligible for a premium rate reduction.

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