Home improvement programs

The City of Dearborn's Home Rehabilitation Program provides financial assistance (deferred loans) to qualified homeowners for the repair or rehabilitation of their homes.

Examples of Eligible Corrections:

Who is Eligible?

You must have owned and occupied a one-family Dearborn residence for a minimum of one year and have a valid Certificate of Occupancy (C of O) or for a minimum of two years without a valid C of O. A two-family Dearborn residence may be eligible for assistance if the owner-occupant has been utilizing the structure as a single-family residence and agrees to permanently covert the structure to a single-family home.

Your property taxes, mortgage, and home owner's insurance payments must be up to date.

Maximum Household Income (as of May 31, 2011):

Family Size:	1	2	3	4	5	6	7	8
Income:	37,200	42,500	47,800	53,100	57,350	61,600	65,850	70,100

The property must be structurally sound and economically feasible to rehabilitate.

Completion of standard maintenance and minor repairs (such as smoke detectors, vacuum breakers, debris removal, and furnace inspection) may be required prior to acceptance into the program.

The home must be economically feasible to rehabilitate.

A lien, guaranteeing future repayment of the assistance provided, plus an administrative fee, will be recorded against your property.

Assistance is offered with no interest charges. Repayment of the loan and administrative fee becomes due when the home is sold or is no longer owner-occupied by the eligible applicant.

The information provided above is a representative sample of program rules and regulations. Other terms, conditions of the City of Dearborn's Home Rehabilitation Program are subject to modification without notice.

For further information call:

Economic and Community Development Department, 313-943-2180 ext. 4 or TDD 313-943-2074

Program funding provided by U.S. Department of Housing and Urban Development

Dearborn low-income home owners and renters are eligible to apply for home weatherization assistance through the Wayne-Metropolitan Community Action Agency (WMCAA). Program details are available by visiting Michigan's Department of Human Services Weatherization Assistance Program webpage. Weatherization assistance can help with projects such as sidewall insulation, weather-stripping, broken glass repair, furnace inspection and tune-up, caulking doors and windows, attic insulation and ventilation, and crawl space and box sill insulation.